FOR LICENSED FINANCIAL INTERMEDIARIES ONLY — Alpina Legacy Insurance Group distributes exclusively through licensed and regulated financial intermediaries. Direct applications from retail investors are not accepted.

Barbados PPLI · FSC Licence No. 749

The PPLI Carrier Built for Global Wealth

Alpina Legacy Insurance Group — a wholly-owned subsidiary of a Listed Financial Group. Bespoke PPLI policies issued directly by Alpina Legacy Insurance Group, distributed exclusively through licensed financial intermediaries across 15+ jurisdictions.

Key Figures


2bn

USD Group AUC

15+

Countries Served

40+

Tax Treaty Countries

2011

Group Founded

“Insurance is treated as a legal structure, not a financial product. Alpina Legacy Insurance Group issues every policy in its capacity as the licensed carrier under FSC Barbados Licence No. 749.”

Our Products

PPLI Policies Issued by Alpina Legacy Insurance Group

As a licensed carrier, Alpina Legacy Insurance Group designs, issues, and administers every policy in-house — distributed through licensed financial intermediaries worldwide.

Single-Premium PPLI

A lump-sum funded policy for clients seeking immediate tax-efficient growth, with assets held at a client-chosen Tier-1 custodian.

Alternative Asset PPLI

Policies engineered to hold private equity, hedge funds, real estate funds, and direct illiquid allocations within an insurance wrapper.

Cross-Border Portable

Structures designed to remain compliant as policyholders relocate between jurisdictions — built for cross-border portability.

Multigenerational Family

Multi-policy family structures consolidating wealth across branches — with integrated succession provisions and multiple beneficiary designations.

Succession & Estate

PPLI policies structured for estate planning — integrating with trust structures, family foundations, and last-will instruments for tax-efficient wealth transfer.

Institutional & Family Office

Dedicated direct-carrier programmes for multi-family offices, private banks, and independent wealth managers — with streamlined onboarding and systematic policy issuance.

The Domicile

Why Barbados

Barbados has developed over four decades into one of the world’s most respected international financial centres — a sophisticated regulatory framework with an unmatched treaty network.

FSC-Regulated Framework

Internationally recognised insurance regulation with full segregation of policyholder assets.

40+ Tax Treaties

One of the widest treaty networks from an international insurance jurisdiction — Americas, Europe, Asia, and Africa.

Separately Managed Accounts

Each policyholder holds an individual, transparent investment account — no commingling of assets.

Tier-1 Custodians

Assets held at internationally recognised custodians selected by and in the name of the policyholder.

Our Advantage

Why Work with Alpina Legacy Insurance Group as Your PPLI Carrier


01

Licensed Issuing Carrier

Alpina Legacy Insurance Group issues policies directly in its capacity as the licensed carrier under FSC Barbados Licence No. 749. Distribution is conducted exclusively through licensed and regulated financial intermediaries — ensuring full regulatory compliance and professional advisory standards at every stage.

02

Backed by a Listed Financial Group

Alpina Legacy Insurance Group is a wholly-owned subsidiary of a Listed Financial Group (founded in 2011), with USD 2bn in Group assets under custody across Asia, Europe, and the Americas.

03

Barbados Regulatory Strength

Our FSC Barbados licence subjects us to one of the Caribbean’s most rigorous prudential and solvency frameworks. Policyholders benefit from a well-capitalised, independently audited regulated carrier.

04

Separately Managed Accounts

Each policy is funded into a dedicated SMA — full transparency of holdings, complete investment manager choice, and no commingling of assets with other policyholders.

05

Custodian Flexibility

Policyholders choose their preferred Tier-1 custodian — assets held in the policyholder’s name with full portability and independence from the carrier.

06

Global Reach, Local Compliance

With 40+ tax treaty countries and a network of licensed intermediary partners across 15+ jurisdictions, Alpina Legacy Insurance Group structures policies that travel with the client — compliantly.

Initiate a Confidential Dialogue

For licensed financial intermediaries seeking a Barbados-domiciled PPLI carrier for their clients’ cross-border wealth planning needs.

© Alpina Legacy Insurance Group Ltd. All rights reserved. Licensed by the Financial Services Commission of Barbados (Licence No. 749). PPLI products available exclusively through licensed financial intermediaries. This website does not constitute an offer or solicitation in any jurisdiction where such offer would be unlawful. Independent legal and tax advice is required.