Protecting what matters most.
Peace of mind for families whose wealth spans borders. Bespoke policies designed, issued and administered by Alpina Legacy Insurance Group, and distributed exclusively through licensed financial intermediaries.
- Licensed carrier
- FSC Barbados, Licence No. 749
- Ownership
- Subsidiary of a listed financial group
- Established
- Group founded 2011
- Distribution
- Licensed intermediaries only
Licensed by the Financial Services Commission of Barbados as a Long-Term Insurer, Licence No. 749.
Insurance is a legal structure, not a financial product.
Alpina Legacy Insurance Group issues every policy in its capacity as the licensed carrier under FSC Barbados Licence No. 749.
Single-premium PPLI
A lump-sum funded policy for clients seeking tax-efficient growth from inception, with assets held at a Tier-1 custodian chosen by the policyholder.
Discuss this policyAlternative asset PPLI
Policies engineered to hold private equity, hedge funds, real estate funds and direct illiquid allocations within an insurance wrapper.
Discuss this policyCross-border portable
Structures designed to remain compliant as the policyholder relocates between jurisdictions, with portability built into the contract.
Discuss this policyMultigenerational family
Multi-policy family structures consolidating wealth across branches, with integrated succession provisions and multiple beneficiary designations.
Discuss this policySuccession and estate
Policies structured for estate planning, integrating with trusts, family foundations and testamentary instruments for an orderly transfer of wealth.
Discuss this policyInstitutional and family office
Dedicated direct-carrier programmes for multi-family offices, private banks and independent wealth managers, with streamlined onboarding.
Discuss this programmeOne carrier. Six standards.
The questions counsel and private banks raise about a carrier come down to who issues the contract, who stands behind it, and where the assets sit.
Licensed intermediaries only.
- Independent wealth managers
- Private banks
- Multi-family offices
We do not accept direct applications from retail investors, and we do not place policies without a licensed and regulated intermediary acting for the client.
How a policy is held.
Each policy is funded into a dedicated separately managed account, with assets held at a Tier-1 custodian chosen by the policyholder. There is no commingling of assets between policyholders.
Why Barbados.
Over four decades Barbados has developed into a recognised international financial centre, with a mature insurance regulator and one of the widest treaty networks available to an international insurance jurisdiction.
A licence you can verify.
Alpina Legacy Insurance Group operates as a licensed Long-Term Insurer. The registration can be confirmed directly with the regulator concerned.
| Jurisdiction | Regulator | Licence | Scope |
|---|---|---|---|
| Barbados | Financial Services Commission | No. 749 | Long-Term Insurer, Alpina Legacy Insurance Group Ltd. |
Policy terms, eligibility criteria and minimum investment thresholds apply. Independent legal and tax advice is required before any policy is placed.
Initiate a confidential dialogue.
For licensed financial intermediaries seeking a Barbados-domiciled PPLI carrier for their clients’ cross-border planning.
Request a consultation.
Enquiries are accepted from licensed and regulated financial intermediaries only. Direct applications from retail investors are not accepted.
- Helpful to includeYour regulator and licence number
- Helpful to includeThe jurisdictions the client’s affairs touch
- Helpful to includeWhether a decision is time-bound
- Helpful to includeA sentence or two on the situation
Intermediary enquiry
For licensed and regulated financial intermediaries only.